Plan Audit & Market Review

We conduct a thorough analysis on existing programs in an effort to ensure the needs of both the employer and employee are being best served by the incumbent underwriter. We will also undertake a comprehensive marketing initiative of your existing programs when deemed appropriate.

Plan Installation & Communications Resources

Should a decision be made to change carriers or amend the program, we partner with your team to make any transition or amendment to the program as seamless as possible. Whether preparing a master application or designing an employee communication strategy, we are involved and play an active role in the process to ensure overall success.

Renewal Analysis: Benefits, Wellness & Retirement Programs

We conduct an in-depth annual review of the renewal actions for all programs in which we consult on. We provide a comprehensive report which outlines each program’s financial arrangements, claims experience analysis, plan design and rate structure with accompanying recommendations. Further to the annual review, we partner with our clients to customize a plan that meets their needs for tracking the performance and trending of their programs.

Executive Benefit Consulting

As programs across employee benefits, health & wellness and retirement are offered on a group basis, too often reverse discrimination occurs where executives are concerned. Our focused approach identifies any shortfalls in a specific program which then allows us to customize and provide a solution to satisfy the Executive’s needs.

U.S./International Benefit Consulting

Based on our strategic consulting partnerships in the U.S. and abroad, we can facilitate the coordination of the benefit programs for your non-Canadian affiliates, subsidiaries or divisions.



  • Healthcare & Dental programs
  • Life and Disability programs
  • Employee Assistance Plans
  • Healthcare Spending Accounts
  • Administration Services Only (ASO)
  • Critical Illness programs
  • Integrated Disability Programs
  • Cost Plus Programs
  • Registered Retirement Savings Plan
  • Pension Plans


  • Life
  • Critical Illness
  • Long Term Care
  • Disability
  • Buy-Sell/Key Person
  • Business Overhead​